by Team Mandi | May 29, 2026 | Blog
Most buyers in Boise can qualify for a home loan with a credit score between 580 and 620, depending on the loan type. Conventional loans often require 620 or higher, while FHA loans accept scores as low as 580 with a down payment of 3.5%. If you're researching the...
by Team Mandi | May 29, 2026 | Blog
If you're wondering how much to save before buying a home, most buyers in Boise should plan to set aside between 3% and 10% of the home's purchase price for a down payment, plus another 2–5% for closing costs, and at least two to three months of housing...
